Get the Funds You Need
Fast. Fair. Flexible.
Apply online in minutes. Fixed 4% interest rate. Funds disbursed directly to your bank — anywhere in the world.
Simple Process
How 1rst Loans Works
From application to funds in 3 steps
Apply Online
Complete your personal details, upload your government ID, and select your loan amount in under 5 minutes.
Get Approved
Our underwriting team reviews your application and responds within 48 hours — often the same day.
Receive Funds
Once approved, funds are sent directly to your bank account in your country using your local banking details.
Loan Calculator
See Your Numbers
Adjust the sliders to plan your repayment
Why Us
Built for Borrowers
Global Bank Disbursement
Funds sent to 30+ countries. Choose your bank from our full directory — we handle the transfer.
KYC-Verified & Secure
Your identity is verified and your data is encrypted end-to-end. No information ever shared with third parties.
24/7 Support
Have a question? Our loan specialists are available around the clock via live chat and email.
Transparent Terms
No hidden fees. No surprises. One fixed rate of 4% per annum. What you see in the calculator is what you pay.
Reviews
What Clients Say
“Applied on a Monday, approved by Tuesday. Funds were in my GTBank account within the week. Incredible experience.”
Amara Diallo
🇳🇬 Nigeria
“The interest rate is genuinely competitive. The calculator showed me exactly what I'd pay and there were no surprises.”
James Whitfield
🇬🇧 UK
“The application process was so simple. I uploaded my Aadhaar, selected my HDFC account, and was done in 7 minutes.”
Priya Sharma
🇮🇳 India
Transparency
Is 1rst Loans Legitimate?
Yes — and we want you to verify it for yourself. Here is exactly how we operate and what sets a real lender apart from a scam.
What 1rst Loans NEVER Does
- Ask for upfront fees, insurance, or "processing money" before disbursement
- Request payment via gift cards, crypto, or wire transfer to personal accounts
- Guarantee loan approval without reviewing your application
- Pressure you with countdown timers or "limited-time" offers
- Ask for your passwords or full card details
- Contact you unsolicited demanding immediate payment
How a Legitimate Lender Operates
- All fees are disclosed upfront — one fixed 4% annual rate, nothing hidden
- Funds are disbursed AFTER approval directly to your verified bank account
- We verify your identity via KYC before any money moves
- You can review full loan terms before signing anything
- Our support is reachable at 1rstbanksupport@gmail.com — a real address
- You are never charged for applying or for being declined
Scam Warning — Protect Yourself
Loan scams are common online. If anyone claiming to be from 1rst Loans asks you to pay money upfront — for fees, taxes, insurance, or any other reason — do not pay and report it immediately to 1rstbanksupport@gmail.com. Legitimate lenders collect fees from the loan amount after disbursement, never before.
FAQ
Common Questions
Ready to Apply?
Join thousands of clients who trust 1rst Loans for fast, fair financing. The application takes less than 5 minutes.
Get Started — It's Free